Van Coverage Options

Simple coverage options designed to keep you and your group protected on every mile of your journey.

Proof of full coverage required

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Coverage FeatureCDWFull CoveragePremium Full Coverage
Vehicle-to-Vehicle Collision ✓Up to ACV ($34k) ✓Up to ACV ($34k) ✓Up to ACV ($34k)
Single Vehicle & Comprehensive(Theft, Vandalism, Weather, Animals) ✕Excluded ✕Excluded ✓Included
Renter's Contingent Liability (RCLI) ✕Excluded ✓State Minimums ✓State Minimums
Accidental Death & Medical (PAI/PEI) ✕Excluded ✕Excluded ✓Up to $50,000
Personal Effects Coverage ✕Excluded ✕Excluded ✓$525 limit ($25 ded.)
Renter Deductible Responsibility $2,500 $2,500 $1,500

Collision Damage Waiver

Deductible Responsibility: $2,500

  • Covers physical damage resulting from vehicle-to-vehicle collisions.
  • Coverage cap: up to vehicle Actual Cash Value (max $34,000).
  • Exclusions: Single vehicle incidents and comprehensive losses (theft, vandalism, weather, animal strikes) are not covered.

Full Coverage

Deductible Responsibility: $2,500

  • Includes Collision Damage Waiver (CDW) for vehicle-to-vehicle collisions (up to $34,000 ACV).
  • Includes Renter's Contingent Liability Insurance (RCLI) protecting against 3rd-party injury/damage liability at state minimum limits.
  • Exclusions: Single vehicle incidents and comprehensive losses are not covered.
Most Popular

Premium Full Coverage

Reduced Deductible Responsibility: $1,500

  • Complete Collision & Comprehensive: covers vehicle-to-vehicle, single vehicle incidents, theft, vandalism, weather, and animal strikes (up to $34,000 ACV).
  • Includes Renter's Contingent Liability Insurance (RCLI).
  • PAI / PEI Included: Death: $50k driver / $5k passenger Medical: up to $1,000/accident Personal effects: $525 limit ($25 ded.)

What If an Incident Happens?

Understanding how coverage works during common rental situations

Vehicle-to-Vehicle Accident

You are involved in a collision with another moving motor vehicle on the road.

Coverage Impact: Covered under CDW, Full Coverage, and Premium Full Coverage. Renter pays up to their policy deductible ($2,500 or $1,500).

Single Vehicle Incident

You back into a pole, hit a tree, or scrape a guardrail with no other vehicles involved.

Coverage Impact: Only covered under Premium Full Coverage ($1,500 deductible). CDW & Full Coverage exclude single-vehicle incidents.

Weather, Animal, or Vandalism

The van experiences hail damage, hits a deer, has a window broken, or gets stolen.

Coverage Impact: Comprehensive losses are only covered under Premium Full Coverage. Personal insurance or out-of-pocket required otherwise.

Injury or Damage to Others

You are found legally at fault for damage to another driver's vehicle or injury to a third party.

Coverage Impact: Covered at state minimum limits with Full Coverage or Premium Full Coverage via RCLI. CDW alone does not cover 3rd-party liability.

In the event of any accident, call emergency services if necessary, then contact U.S. Rental Vans support immediately at (844) 636-4248. Please provide a police report in the event that police presence is required.